Experts are warning travellers to think before they post as Australians head off on last-minute summer getaways, sharing the social media home insurance risk that could affect claims and other risky activities to avoid on holiday.
A new iSelect survey shows one in eight Australians (12.1 per cent) may be increasing their social media home insurance risk by posting travel and holiday plans online, effectively advertising that their property is unoccupied.
These holiday posts can leave your home exposed, inviting break-ins and scams and invalidating claims.
iSelect General Insurance General Manager Adrian Bennett said: “Many people also don’t know that even something as simple as posting your holiday plans online may affect your claim.”
“Sharing that your home will be unoccupied could be considered a failure to take reasonable care, and in some cases, could impact a claim.”
But that’s not the only thing that Aussies are lax about when it comes to securing their home when on holiday.
One-third (33%) of those surveyed admitted to leaving windows open when no one was home and one in four (25%) had left doors unlocked.
Around 12 per cent hide a key in an obvious spot, while six per cent forget to set alarms and five per cent leave valuables in plain sight.
“Home and contents Insurance is essential because it protects against unexpected events like break-ins, which could otherwise leave you facing significant financial loss,” Bennett said.
“But insurance only works if you take steps to protect your property. Simple actions such as locking doors and windows, installing security systems and limiting social media sharing about your absence can help reduce your risk.”
KARRYON UNPACKS: The rise in social media home insurance risk highlights the potential for holistic pre-travel advice with advisors well placed to remind clients that smart holiday planning extends beyond flights, accommodation and travel cover.
